Retirement Planner

Retire on your terms, not by chance

Enter your age, target retirement age and current monthly expenses. We inflate expenses to retirement, size the corpus that funds them for life, and back-calculate the SIP required now.

Your inputs

Current age

18Yr70Yr

Retirement age

31Yr80Yr

Life expectancy

61Yr100Yr

Current monthly expenses

₹

₹10000₹1000000

Expected inflation

0%12%

Return before retirement

4%20%

Return after retirement

3%12%

Results

Years to retirement30 Yr

Monthly expense at retirement₹2.87 L

Corpus required at retirement₹7.64 Cr

Monthly SIP required now₹21,651

Formula

Future monthly expense = current × (1 + i)ᵗ. Corpus = FutureAnnual × [1 − (1 + rr)⁻ⁿ] / rr, with real rate rr = (1 + r_post) / (1 + i) − 1. Required SIP is then solved from the standard SIP future value equation.