SWP Calculator
Plan monthly income from your investment corpus
Enter your lumpsum corpus, the monthly amount you want to withdraw, expected return and duration. See how long your money lasts and whether your withdrawal rate is sustainable.
Your inputs
₹
₹100000₹100000000
₹
₹1000₹500000
%
1%25%
Yr
1Yr40Yr
Results
Initial corpus₹1,00,00,000
Total withdrawn₹1,20,00,000
Remaining corpus₹5,94,62,768
Net benefit₹6,14,62,768
Sustainable monthly withdrawal₹1,00,000
Estimated value after SWP₹5.95 Cr
Formula
FV = P × (1 + r)ⁿ − W × [((1 + r)ⁿ − 1) / r], where P is the initial corpus, W is the monthly withdrawal, r is the monthly rate (annual ÷ 12) and n is the number of months. If W is greater than the monthly earnings P × r, the corpus depletes over time. The sustainable monthly withdrawal is approximately P × r.